Bharat Bill Payment System-BBPS

Bharat Bill Payment System:- One-Stop Ecosystem for All Bill Payment

Bharat Bill Payment System: – There are many different types of utility bills to be paid in India, out of which the first place comes to Bharat Bill Payment System. Bharat Bill Payment System is a bill payment system that provides interoperable and accessible bill payment services to the customers through a network of members selected as registered agent institutions.

The National Payment Corporation of India acts as the Bharat Bill Payment Central Unit for this payment system. NPCI is responsible for laying down business standards, rules, and procedures for registered agent entities keeping the technical and business requirements.

The National Payment Corporation of India, as a Bharat Bill Payment Central Unit, is also responsible for the clearance and settlement activities of all types of transactions done in the Bharat Bill Payment System. Almost all kinds of utility bills can be paid through Bharat Bill Payment System.

Bharat-Bill-Payment-System-History

Today, through this post, we will provide detailed information on various aspects of the Bharat Bill Payment System like payment process, types of bill payment, different payment modes, different payment channels, participants, and features.

Bharat Bill Pay One Stop Destination For All Recurring Payment-

Bharat bill payment system is based on the concept of the Reserve Bank of India and is operated by the National Payment Corporation of India. This payment system provides an accessible and interoperable facility to make bill payments anytime, anywhere with certainty, reliability, and security of transactions to all customers across India.

Bharat Bill Payment System works as a one-stop center for all types of bill payments in India, which provides instant confirmation of payment through SMS or receipt for various modes of payment.

Bharat Bill Payment System allows citizens to pay electricity, telecom, DTH, gas, water bills, etc. It also provides a one-stop solution for frequently paying utilities like insurance premiums, mutual funds, school fees, institution fees, credit cards, fastag recharge, local taxes, Housing Society provides, etc. The National Payment Corporation of India has implemented an effective grievance redressal mechanism to resolve any issues that may arise while making bill payments.

Bharat Bill Payment System Various Channels of Payment

Bharat Bill Payment System provides its customers the convenience of making payments through a variety of payment channels. The following payment channels can be used while making payments through Bharat Bill Payment System.

  • Internet/Website (Prelogin)
  • Internet Banking (Post Login)
  • Mobile App (Pre login)
  • Mobile Banking (Post Login)
  • Mobile Wallet
  • Kiosk
  • Atm Machine
  • Bank Branch
  • Agent
  • Business Correspondent

How to DigiLocker App Download?

Bharat Bill Payment System Various Modes of Payment

Bharat Bill Payment System provides its customers with the convenience of making payments through various payment modes. The following payment modes can be used while making payment through Bharat Bill Payment System.

Bharat-Bill-Payment-System
  • Credit Card
  • Debit Card
  • Prepaid Card
  • NEFT Internet Banking
  • IMPS
  • UPI
  • Mobile Wallet
  • Aadhar Based Payment
  • Cash Payment
  • Account Transfer
  • Bharat Qr Code
  • USSD Payment

Categories of Bill Payments in Bharat Bill Payment System

National Payment Corporation of India has facilitated the citizens to pay for the following utility categories under the Bharat BillPay ecosystem in India.

  • Electricity
  • Telecom (Postpaid Mobile, Landline Postpaid & Broadband)
  • DTH
  • Gas Pipeline
  • Water
  • LPG Gas Booking
  • Insurance (Life, General, Health)
  • Loan Repayment
  • Fastag Recharge
  • Cable Payment
  • Education Fee
  • Institution Fee
  • Housing Society Payment
  • Municipal Tax
  • Municipal Services Payment
  • Hospital Bill Payment
  • Subscription fee payment

Features of Bharat Bill Payment System

The Bharat Bill Payment System, operated by the National Payment Corporation of India, has the following features that give it particular importance.

  • Interoperable– Bharat Bill Payment System is an integrated ecosystem that connects various types of banks and non-bank-related businesses, billers, payment service providers, and retail bill outlets.
  • Accessible – It facilitates seamless payments, either digital or physical.
  • Cost-Effective – It is the most economical or cost-effective payment system among all the payment channels currently available.
  • Integration– Connecting to Bharat Bill Payment System requires utility companies to connect to a maximum of two BBPOUs to enable all customers to pay bills. That means it is enough to connect to DBPCU to reach all the customers.
Bharat-Bill-Payment-System-Features
  • Effective Grievance Mechanism– National Payment Corporation of India has implemented an effective grievance mechanism to address payment problems related to Bharat Bill Payment System.
  • Dispute Management– National Payment Corporation of India has provided dispute management for raising and resolving disputes arising out of payment under the payment mechanism of the Bharat Bill Payment System.
  • Clearing and Settlement – ​​BBPS provides multiple standardized clearances and guaranteed settlements between various bill payment parties.
  • Standardization – All payments made under the Bharat Bill Payment System are based on the prescribed criteria.
  • Brand Connect– Bharat Bill Payment System has partnered with Bharat Bill Pay Assurance to be the trusted brand connector.

Partners of Bharat Bill Payment System

  • Bharat Bill Payment Central Unit (BBPCU) – Reserve Bank of India has entrusted the National Payments Corporation of India as Bharat Bill Payment Central Unit to take care of all the participants’ technical and business requirements, business demands, rules, and regulations. It is responsible for setting procedures. BBPCU manages the clearance and settlement of all types of transactions under the Bharat Bill Payment System.
  • Bharat Bill Payment Operating Unit (BBPOU) – Bharat Bill Payment Operating Unit are units that the Reserve Bank of India has authorized for payment through the Bharat Bill Payment System. These units can be banks or non-banks. These units can be associated with either the customer or the biller, or both.
  • Agent Institutions – All those entities involved in bill payment, collection, and aggregation business under the Bharat Bill Payment System, work as a Bharat Bill Payment Operating Unit. The customer BBPOU on-boards the agent institutions to further onboard the agents or set up customer service points in different areas and locations.
  • Agent – Agents act as customer contact points and service points in the Bharat Bill Payment Ecosystem, which are Agent Outlets, Business Correspondent Outlets, Collection Centres, Bank Branches, and Retail Outlets.
  • Utility Company/Biller – Utility companies work as service providers who receive payments from customers for services. These entities can participate in the Bharat Bill Payment System and receive compensation through third-party steps for the service provided to the customer. The utility company can connect with up to two BBPOUs to access customers and all payment channels.

What is MyGov Mobile App/Portal?

Bharat Bill Payment System Payment Process

National Payment Corporation of India has facilitated various types of utility bill payment through multiple means through Bharat Bill Payment System. If you want to pay any of your utility bills through Bharat Bill Payment System, follow the steps below.

  • First of all, go to the official website of the Bharat Bill Payment System. The home page of the official website will open.
  • The option of Bill Pay will appear in the navigation menu on the home page. Click on the link of Bill Pay.
  • Enter the name of your bank or non-bank payment institution in the space provided.
  • Click on the Pay button. For example, if you want to pay with HDFC Bank, then type HDFC Bank as given.
  • On clicking the Pay key button, you will be redirected to the net banking login page of the respective bank.
  • Login to your account using Username / User ID and Password / IPIN.
  • Your account dashboard will open. The option of Billpay & Recharge will appear in the navigation menu. Click on this option.
  • A new window will open when you click on the Continue button. The Payment Utility page will open. Select the utility you want to pay.
  • Different payment steps have to be followed for various utility services.
  • If you’re going to pay the electricity bill, then after clicking on the option of electricity, the page of Select Biller will open. Select the electricity provider corporation or company. A new page will open where you enter your CA Number in the given space and click on the Get Bill button.
  • The details of your bill amount to be paid will appear on the screen. Enter the payment amount and select the payment method from the dropdown list.
  • Click on the Payment Key button. A new window will open where you click on the Confirm & Pay button to confirm the payment.
  • By clicking on the button of Confirm & Pay, the payment process will be completed whose details will appear on the screen.
  • If you want to activate the Autopay service for your utility bill, you can set it on Autopay using the option of Setup Autopsy.
  • From here, you can also download your bill payment receipt by using the download option.
  • In this way, any person can quickly pay any utility bill through Bharat Bill Payment System.

How to Check Nearest Bharat BillPay Outlets?

If you want to get information about the nearest Bill Pay outlets connected under Bharat Bill Payment System, follow the steps below.

  • First of all, go to the official website of the Bharat Bill Payment System. The home page of the official website will open.
  • The option of Find nearest bill pay outlet will appear in the navigation menu on the home page. Click on the link to Find the nearest bill pay outlet.
  • The search page will open. Enter the area’s pin code where you want to find the nearest Bharat Bill Pay outlets in the given column.
  • Click on the Find button. On clicking the Find button, a list of all Bharat Bill Pay outlets falling under the given pin code will be displayed on the screen with details like Agent Name, Shop Name, Mobile Number, Address, Pin Code, City, and State, etc. Will go
  • In this way, you can check the list of your nearest Bharat Bill Pay Outlets through the official website of the Bharat Bill Payment System.

What is UMANG Mobile App?

Bharat Bill Payment System Contacts

Through this post, detailed information has been provided on all the aspects related to Bharat Bill Payment. Still, if any person needs any additional information related to Bharat Bill Payment System, he can send his query by writing to the address and fax number given below.

 BBPS Address:

 National Payments Corporation of India

 3rd Floor, Raheja Titanium,

 Western Express Highway,

 Goregaon-East.

 Corporate Registered Office:

 National Payments Corporation of India

 1001A, B Wing, 10th Floor, The Capital,

 Bandra-Kurla Complex, Bandra (East),

 Mumbai – 400 051

  •  Fax: +91 2240508650

 Bharat Bill Payment Related FAQs

Q-1. How does the Bharat Bill Payment System work?

Ans- Bharat Bill Payment System is a bill payment system operated by the National Payment Corporation of India, which connects customers through the Bharat Bill Payment Operating Unit. Bharat Bill Payment System completes the bill payment process by connecting Bharat Bill Payment Operating Unit, Agent Institution, Agents Utility Company, etc.

Q-2. Is it safe to pay with Bharat Bill Pay?

Ans- Yes, it is safe to pay with Bharat Bill Payment System. Customers can pay their bills through 11 digital and physical channels through Bharat Bill Payment System, which is reliable and safe.

Q-3. Can a person check Bharat Bill Payment Status?

Ans- Mobile number and transaction reference ID is necessary to check payment status from Bharat Bill Payment System. Through Transaction Reference ID and Mobile Number, any person can check Bharat Bill Payment Status.

Q-4. Can a person register himself for Bharat Bill Pay?

Ans- Yes, any customer can register online on Bharat Bill Pay System from the official website of Bharat Bill Pay System and Bharat Bill Pay Operating Units. But for this, the customer will need a name, address, email id, mobile number, and identity card.

Q-5. What is the payment mode on Bharat Bill Payment System?

Ans- Payment can be made through Customer Cash, Credit Card, Debit Card, Prepaid Card, IMPS, NEFT, UPI, AEPS, Internet Banking, Mobile Wallet, etc., on Bharat Bill Payment System.

Q-6. Through which channels can payment be made under Bharat Bill Payment System?

Ans- Digital and physical channels under Bharat Bill Payment System like the Internet, Internet Banking, Mobile, Mobile Banking, Point of Sale Terminal, Mobile Point of Sale Terminal, Kiosk, ATM, Bank Branch, Agent, Business Correspondent, etc. can be paid.

Read Also : – What is QR Code, and How does it work?

Previous articleceir website-central equipment identity register
Next articlePM eVIDYA-One Nation One Digtal Platform
I am a blogger and founder of Govt Scheme Web. I provide authentic information about schemes/facilities of Central/State Govt.